- Discover credit card Why We Like It: The Discover it® Secured Credit Card is the best Discover card for bad credit because it has a $0 annual fee and rewards you with 1 - 2% cash back on purchases. Cardholders earn 2% cash back on up to $1,000 spent at gas stations and restaurants each quarter, plus 1% back on all other purchases. If you don't mind the hassle of bonus rewards coming in rotating categories, you'll find the Discover it® Cash Back worthwhile. 6 million for Discover. . Visa and Mastercard are accepted at 10. Visa and Mastercard are networks only. Why We Like It: The best credit card for bad credit is the Discover it® Secured Credit Card because it has a $0 annual fee and gives up to 2% cash back on purchases. Discover it® Cash Back is a good credit card for people with good credit or better that offers a high rewards rate with no annual fee. merchant locations, versus 10. Credit card networks decide where cards can and can't be used, as well as process transactions. The Discover More credit card was discontinued in 2013 and replaced with Discover it Cash Back, which has better introductory financing and a first-year bonus. A Discover credit balance refund is a reimbursement for paying more than the total balance owed on a Discover credit card. S. Discover is accepted in more than 200 countries and territories, same as Visa and Mastercard. WalletHub's Take: Discover it® Chrome is a good cash back rewards credit card for people with good credit (or better), especially those whose top expenses include gas and dining out. For example, a cardholder who has a balance of $400, but pays $500, can get a credit balance refund of the $100 that they overpaid. In fact, it’s really the only Discover card that you can count on getting despite a bad credit score. Discover it® Chrome, Discover it® Student Chrome and Discover it® Secured Credit Card offer 2% cash back at gas stations and restaurants (up to $1,000 spent each quarter combined), and 1% back on all other purchases. Here’s how it works: When you apply, you place a security deposit of at least $200, which will become your credit line if you’re approved. The Discover More credit card was discontinued in 2013 and replaced with Discover it Cash Back, which has better introductory financing and a first-year bonus. Credit card issuers set rates, approve applicants and send out cards, among other things. More specifically, you’ll earn 2% cash back at gas stations and restaurants (up to $1,000 spent each quarter combined), and 1% back on all other purchases . The best Discover card for bad credit is definitely the Discover it® Secured Credit Card. Discover is both a credit card issuer and a card network. Mastercard is that while both are credit card networks, Discover also is a credit card issuer. Discover More offered 12 months interest free on purchases and balance transfers, while Discover it Cash Back extends that offer by 3 months, giving 0% for 15 months . The biggest difference when you pit Discover vs. The Discover it® Chrome credit card has a $0 annual fee and gives 2% cash back on the first $1,000 spent at gas stations and restaurants each quarter. Cashback Match: There's a final Discover cashback bonus that all Discover cards have. 7 million U. zpiik iiqtv gnxc jfpjd yjh stnf sfztne hdvgued oiacy npdhtmb